YOU ALWAYS GET SOMETHING OUT
Essential insurance cover provides a low-cost alternative to comprehensive car, contents and buildings insurance. If your vehicle is valued at less than N$100 000, older than five years, and not financed, this could be the product for you. Essential buildings cover will cover your building to maximum of N$200 000 and essential contents cover will provide cover to a maximum of N$50 000.
Your claim is settled in cash – we will deduct your excess (i.e. first amount not covered) from your final cash payout amount.
Because your claim is paid out in cash, you can shop around for the best price and arrange for repairs at a service provider of your choice.
If you’ve taken out essential buildings insurance, you’ll also receive liability cover (up to N$50 000) if you can be held legally liable for any injuries or damage to someone else’s property. In the case of essential car insurance, you’ll receive liability cover for up to N$1 million.