Awesome products. Impressive benefits. OUTstanding service.
ALL THE ESSENTIAL CAR INSURANCE YOU’LL EVER NEED
If you feel that the cost of car insurance is too high considering the value of your vehicle, our essential car insurance product may just be the perfect fit. Essential car insurance offers accident, theft, hijacking and liability cover at a premium you can afford and the repairs process is completely under your control.
You will also enjoy cover in the following countries: South Africa, Botswana, Lesotho, Malawi, Mozambique, Swaziland and Zimbabwe.
If an accident is your fault and you are legally liable for damage to a third party’s vehicle, we’ll pay for damages up to a maximum of N$1 million – with no excess payable.
If your vehicle is damaged in an accident (or damaged because of fire, explosion, earthquake, snow, hail, flood or storm), we’ll pay out the value of the damage up to the maximum amount selected.
Your claim will always be paid out in cash. We will deduct your excess (the first amount not covered) from the final payout amount. This amount is set at a default of N$1 000 which you can increase up to N$4 000 if you’d like. Not only does this leave you with cash in your pocket, but you’ll also be in complete charge of the repair process with a service provider of your choice.
Receive free emergency roadside assistance, 24 hours a day, 365 days of the year. You can even use our app to drop a pin at your location.
Cash in your pocket to spend on whatever you feel like. It's simple, if you don't submit an insurance claim for a period of 3 years, you get 10% of your paid premiums back in cold, hard cash! Ts & Cs apply.