Our favourite business motor insurance benefits

Our team of business insurance experts have designed a range of great vehicle and fleet cover from Comprehensive to Limited and Liability, so that you can choose the insurance cover that best suits your business needs.  

Tailored premiums

Your business vehicle insurance premiums are based specifically on the risk profile of your business so that you have an insurance product that suits your needs and pay a premium that suits your pocket.

Car hire

Your business doesn’t stand still so consider adding car hire. We’ll provide your business with a rental vehicle for up to 30 days if any of your vehicles are stolen, hijacked or under repair after an accident.

Added extras come standard

On top of a great business insurance product, you’ll enjoy benefits such as a fixed excess regardless of the value of your claim, no premium increases for 12 months and a dedicated claims team to make sure your business vehicles are back on the road as soon as possible.


You can apply for cover when your business vehicles travel to countries outside Namibia, such as South Africa, Botswana, Lesotho, Malawi, Mozambique,  Swaziland and Zimbabwe. You can also consider adding additional cover for business trips to other Africa countries including Kenya, Tanzania, Uganda, Zambia and the DRC (All areas south of Lubumbashi).

We’ll cover extra costs

Accidents come with extra costs which is why OUTsurance will pay for reasonable storage or towing to the nearest repairer. We’ll also cover the costs for the removal of the wreckage as well as the replacement of locks, keys, remote controls or the reprogramming of vehicle security systems.

Sound equipment

If any of your commercial vehicles have non-standard factory-fitted sound equipment installed, add this product and we’ll make sure you’re covered in case of any damage or loss of speakers, sub-woofers, amplifiers and any other sound equipment that is not already included in the value of your vehicle.

Vehicle credit shortfall

Don’t get stuck paying for something you no longer have. Ask our business advisors about vehicle credit shortfall that will pay the outstanding amount between the value of the vehicle and the amount owed to the bank, should any of your business vehicles be stolen, hijacked or written off.


You have access to Help@OUT emergency roadside assistance 24 hours a day, 7 days a week. Vehicles with a mass of less than 3 500kg automatically receive our Help@OUT service at no additional cost. 

Comprehensive vehicle insurance for company cars

Comprehensive vehicle insurance for company cars

Our Comprehensive business vehicle insurance package provides you with the best possible cover for all eventualities including accidental and intentional damage including theft and hijacking, as well as damage caused by fire and acts of nature.

Limited business vehicle insurance

Limited business vehicle insurance

Limited car insurance for company cars is a cheaper option that provides cover in case of theft, hijacking or fire. Your business will also be covered for liability to other parties.

Liability to other parties

Liability to other parties

Liability cover ensures that Business OUTsurance will cover a maximum of N$5 million if you are held legally liable. Liability cover ensures that Business OUTsurance will cover a maximum of N$5 million if you are held 


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