Why you’ll love our Buildings insurance cover

Speak to any of our business insurance consultants and they’ll tell you that we’re all about providing you with the best business insurance package possible. We understand that any unfortunate building damage has a negative effect on your business, which is why we pride ourselves on great benefits, awesome service and fast, fair claims settlement so that it’s business-as-usual in no time.

More cover for your needs

Every business is unique so we have extra covers to make sure you’re never down for too long. Chat to one of our Business advisors about specific cover for theft, water-supply tanks and pipes wear-and-tear as well as comprehensive subsidence insurance, machinery breakdown and loss of rent receivable cover.

Cover that thinks ahead

Your premium is calculated according to your business’s individual needs, and because we care as much about the future of your business as you do, we apply inflation-linked premium adjustments so that your building’s value will keep up with inflationary trends. 

Handpicked service providers

We work closely with a list of handpicked service providers to get your buildings claim sorted as quickly and efficiently as possible.

Damage to fixed glass

Add extra cover for accidental and/or malicious damage (including damage by theft) to fixed glass that forms part of your building structure as well as damage to sanitary ware.

Complete Buildings cover

Complete Buildings cover

Comprehensive Buildings insurance from OUTsurance ensures your business is covered for loss or damage caused by flood, malicious intent, lightning, wind, impact, subsidence, fire, explosions and power surges. As well as burst or leaking water supply systems and water pipes.

All the cover you need

All the cover you need

OUTsurance will cover your business buildings for accidental damage to water, gas, sewerage, electricity and telephone connections. In addition to this, we’ll also pay for damage or loss that occurred during alteration or construction caused by a claimable incident. This extends to building materials, fittings and fixtures. We’ll even pick up the bill to rebuild and repair all damaged sections to comply with the public authority requirements.


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