When we say you always get something OUT, we mean it!

At OUTsurance, we’re serious about helping your business succeed. In fact, we’ve worked hard to ensure that we offer Business products to cover you against all eventualities, so that even if worse comes to worst – you won’t need to worry about a thing.

Dedicated business advisors

We have a passionate team of advisors dedicated to getting you the best Business insurance deal possible, to suit your specific insurance needs and your budget.

Cash OUTbonus

We believe in rewarding our Business clients with an OUTbonus! If you remain claim-free for a period of three years, you’ll receive 10% of your paid Business insurance premiums back in cold, hard cash.

Help@OUT office and roadside assistance

Whether you’re stuck on the side of the road with a flat tyre or you need an electrician for an office emergency, our free Help@OUT emergency office and roadside assistance team is available 24/7.

Individual premium calculation

We base your premium on the unique risk profile of your business, so that you won’t ever need to subsidise high-risk clients. Your cover is tailored to your needs which means your cover suits your business and your premium suits your pocket.

One fixed excess amount

At OUTsurance, your excess amount remains fixed regardless of the size of your claim. And should you need to claim on multiple risks, you’ll still only pay one excess amount. Which means that if a fire causes damage to your buildings, contents and vehicle, only one excess will apply. 

Guaranteed premiums

Your Business OUTsurance premium is guaranteed for 12 months, even if you submit a claim during this period.

World-class Buildings cover

World-class Buildings cover

As a business owner, you know the importance of extensive buildings cover, including outbuildings and any permanent fittings or fixtures. OUTsurance offers a comprehensive business insurance product that covers your building’s structure and any underground pipes.

Contents and OUT-of-the-office cover

Contents and OUT-of-the-office cover

Insure your office contents against damage caused by impact, fire, power surges and acts of nature. Consider OUT-of-the-office cover for items such as cellphones, notebooks, pagers and laptops that are usually taken or used outside of the office.


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Car/Fleet cover

Car/Fleet cover

We’ll cover all your commercial vehicles from a single vehicle to an entire fleet. Your business vehicles will be covered against loss or damage caused by an accident, theft, fire, explosion, hijacking and acts of nature.


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More great Business insurance products

More great Business insurance products

Every business is unique and requires insurance cover that meets its specific needs. OUTsurance offers a variety of specialised and stand-alone products such as money and stock cover, public liability, business interruption and employee dishonesty. 


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